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Month: January 2012

CD’s Are Bad Investments

January 14, 2012BlogJustin Struble

There are six reasons why CD’s are bad investments. Before I go into the 6 reasons let’s look at an example of how a CD works. Let’s put $10,000 into a 5 year CD that earns 3%.payday loans online Let’s also assume that inflation averages 3% over the same 5 years and you are in…

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Paying For Car Purchases

January 9, 2012BlogJustin Struble

The basic way to buy a car is to get a loan.  You can either get a loan from the dealership.  This is the most convenient way and they will be more than happy to lend you money to buy their car.  If you plan a little ahead you can go to your local bank…

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1 Way to Plan Ahead

January 9, 2012BlogJustin Struble

Being your own bank is a novel concept. It implies that you can act like a bank and not only have money but lend money and control the money. It also implies that the bank is there for your use.

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Power Triangle

January 6, 2012BlogJustin Struble

The power triangle as I call it is three things that we want when you are putting your money to work.  The first thing you want is “Tax Free”.  When you invest or save you want your money to grow tax free.  Not tax deferred but tax free.  The next corner of the triangle that…

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How Much House Can You Really Afford?

January 6, 2012BlogJustin Struble

Probably the biggest decision that most people make is when they buy their first house or their next house for that matter. So why is it that most people rely on the bank to tell them how much house they can afford? The bank looks at it from the risk of not being able to…

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