It was a frustrating year for many investors. The market as a whole went sideways. Bonds earned around ½% for the year, while the S&P actually lost almost 1%. Cash pays near zero interest at the banks, while many foreign investments and commodities lost significant amounts (China & Oil)
2015 Recap
Will China Become The World’s Reserve Currency?
The Latest and Greatest from the Fear Mongers A “reserve currency” is one that is held by governments and institutions in very large quantities to facilitate international transactions. Since the 1940s, the most widely accepted reserve currency has been the U.S. dollar (USD). For example, a
Why All The Cash?
Why All The Cash? Investors Asking About Cash The Conservative Income (CI) and Conservative Income with Growth (CIwG) portfolios have increased cash over the past few weeks to a higher level than what is normally held.
Fear Mongers Love To Talk About Margin Debt
Fear Mongers Love To Talk About Margin Debt Fear Mongers Love This One Up until 2003 or so, the challenge in this business was getting access to the information you needed to make informed investment decisions. Today, the real challenge is sifting through all the garbage available in order to prevent mistakes predicated upon easily…
The Real Danger In This Market
The Real Danger In This Market It’s Back While I have written extensively over the past six months about why investors should expect to see volatility rise instead of fall, the recent surge which has caused global yields to soar caught nearly everyone off guard.
Stop the Madness
Stop the Madness The Addiction to Rising Interest Rates It’s time for us all to stop focusing on when the Fed will raise interest rates. Turn on any financial news network these days, and it seems as if these shows can’t go an hour without talking when the Fed will ultimately move rates…
Is It Time to Leave Your job?
Is It Time to Leave Your job? Econ 101: Supply vs. Demand A government report on Tuesday showed that Americans are becoming more willing to quit their current jobs for new opportunities. The implications of such a trend could be highly beneficial to our economy, but before we discuss why, let’s first explain…
Are Robo-Advisors the Wave of the Future?
Are Robo-Advisors the Wave of the Future? The Rise of Financial Machines Technology has a long history of disrupting industries by replacing human labor with machines and software. In most instances, technology can provide scalability, lower costs over time, and productivity gains.
Time to Rip Off the Band-Aid
Time to Rip Off the Band-Aid