Overview There are meticulous stock pickers, rapid-fire day traders and automatic buy-and-holders — representing just a few of the many different types of investors. There are even investing styles associated with various asset classes. For example, value stocks tend to trade at a low price relative to their fundamentals (i.e., dividends, earnings and sales), leaving…
Some of the Most Common Misunderstandings about Retirement Savings
Having retirement savings is important because it can help people to retire when they want to and when they feel ready to. Retirement is seen as a time to de-stress and do activities that an individual always wanted to do throughout the work years. Building a retirement savings can seem daunting, but with Wealth CAPS,…
Can The S&P 500 Predict Economic Cycles?
Stock Indices Arguably the most famous of all stock indices is the S&P 500, which tracks a selection of large-cap stocks listed on U.S. exchanges across eleven sectors. The index is “market-cap weighted,” meaning larger companies constitute a higher proportion of the index than smaller ones. For example, Apple is the largest publicly-traded company,…
Current Investors Concerns
What’s Concerning Investors These Days Investors have plenty to fret about these days, and the volatile start to the year certainly has not made things better for the psyche of most investors. Although the list of current investor concerns is quite extensive, let’s look at three of the more prevalent issues at the moment: 1. …
Protect Yourself From Crooked Financial Advisors
Now that Eduardo Diaz, a former Ocean Springs Financial Advisor, plead guilty to financial crimes against his clients, what can the people of the Mississippi Gulf Coast take away from this? Many people have questions about the industry and the people in it. Who can I trust? What can I do to protect…
What Can We Gain From All This Pain?
A Rough Start to 2016 The first three weeks of the New Year delivered investors an 11% draw-down in the S&P 500, and many are justifiably concerned that stocks could continue to fall even further. Draw-downs often strain the emotions of long-term investors because the fluctuations in equity prices tends to amplify loss aversion. As…
“May You Live in Interesting Times”
Interesting Times Indeed The title is reputed to be a legendary Chinese curse, and it is often used in English-speaking countries during times of disorder and despair. Despite the intended irony of using a Chinese proverb during a period when China is to blame for much investor angst, it’s safe to say that everyday investors…
FANG
What is the FANG? You may have seen this acronym floating around over the past 6 months. It stands for Facebook, Amazon, Netflix, & Google. These 4 companies had a great 2015 for their shareholders. Each of them has a niche that they dominate and in 2015 they were all rewarded heavily for their positions….
Remaining At Rest In A Room
Ouch The idea behind proper diversification is that when one market struggles, the other(s) step in and offer support. Several conservative investors who closely watched their portfolios in 2015 are now questioning this strategy for very good reason. There was nowhere to run last year, and any return that came close to what would be…
It’s Important to Stay Patient
Low Returns Lately As we wind down yet another dramatic year in financial markets, conservative investors are becoming increasingly frustrated. This cohort has been told to be patient, but attractive returns continue to elude them time and time again. Instead, they realize annual returns that barely break even after fees and inflation are subtracted. The…