A Rough Start to 2016 The first three weeks of the New Year delivered investors an 11% draw-down in the S&P 500, and many are justifiably concerned that stocks could continue to fall even further. Draw-downs often strain the emotions of long-term investors because the fluctuations in equity prices tends to amplify loss aversion. As…
What Can We Gain From All This Pain?
“May You Live in Interesting Times”
Interesting Times Indeed The title is reputed to be a legendary Chinese curse, and it is often used in English-speaking countries during times of disorder and despair. Despite the intended irony of using a Chinese proverb during a period when China is to blame for much investor angst, it’s safe to say that everyday investors…
It’s Important to Stay Patient
Low Returns Lately As we wind down yet another dramatic year in financial markets, conservative investors are becoming increasingly frustrated. This cohort has been told to be patient, but attractive returns continue to elude them time and time again. Instead, they realize annual returns that barely break even after fees and inflation are subtracted. The…
What Does Global Financial’s Investment Committee Do? (The people who run your DIAS Fidelity accounts)
Q&A on The Investment Committee Investors are often curious about the money management process and who is involved in decision making. In an attempt to provide more clarity into the investment process, here are several answers to some of the more common questions regarding the Investment Committee: What is the Investment Committee? The Investment Committee…
Why Didn’t We See It Coming?
Are We Blind? Back in August, China shocked the world by devaluing their currency, which wreaked havoc across global financial markets. Trillions of dollars of value were wiped out in days over fears that the second largest economy in the world was slowing. Those country’s economies who are dependent upon China for supplying raw materials…
Stop the Madness
Stop the Madness The Addiction to Rising Interest Rates It’s time for us all to stop focusing on when the Fed will raise interest rates. Turn on any financial news network these days, and it seems as if these shows can’t go an hour without talking when the Fed will ultimately move rates…
Time to Rip Off the Band-Aid
Time to Rip Off the Band-Aid